Panelists & Speakers

Chairman and Director of a wide range of major corporations

CEO & Managing Director of Arab Bank Australia

Dr Joseph Rizk AM

CEO & Managing Director of Arab Bank Australia

Joseph Rizk AM is the CEO & Managing Director of Arab Bank Australia has been Managing Director since 22 December 2010. Prior to his appointment as Managing Director, Joseph held the position of Chief Banking Officer for over five years, overseeing the retail, commercial and trade banking operations as well as its branch network, and being responsible for all revenue generating arms of the Bank. Joseph has over 50 years of corporate, commercial and international banking and finance experience along with extensive experience across the banking spectrum with the ability to generate positive results in the face of tough market conditions and in an increasingly competitive business environment.

Prior to joining Arab Bank Australia, Joseph worked predominantly for the National Australia Bank in a senior executive capacity, leading and managing a series of large business units in Sydney and NSW and headed up the NAB’s NSW & ACT Property Finance Groups.

Joseph is a member of (MAICD) The Australian Institute of Company Directors. He is also a fellow of (AIM) The Australian Institute of Management. Joseph has been a Director of the Australian Lebanese Chamber of Commerce since 2007. In 2007 to 2014 was President of the (WMRF) Westmead Medical Research Foundation. In May 2015 Joseph was nominated the Chairman of the (IOFA) Italian Opera Foundation Association.

Joseph was also nominated in 2015 the Director for the (WMI) Westmead Millennium Institute for Medical Research. On Monday 8th June 2015 (Queens’ Birthday) – Joseph was awarded the ‘Order of Australia’ the Award has been given to Joseph in recognition of his extraordinary contribution to the banking sector and community.

In January 2016 Joseph became Board member of (AACCI) Australia Arab Chamber of Commerce & Industry. In October 2020 Joseph became Board Director of the Melkite Catholic Eparchy Corporation. In July 2021 Joseph became a member of the Powerhouse Capital Campaign Committee.

On Wednesday 26 January 2022 – Australia Day. Member of the Order of Australia Honours, AM announcement. Joseph was recognised for his significant service to the not- for- profit sector, and to banking and commerce.

In October 2022 Joseph became Director of the James Martin Institute (JMI) for Public Policy now known as Australian Public Policy Institute.

On Wednesday 14 December 2022 Joe was awarded an Honorary Doctorate from Western Sydney University. In December 2022 Became a Council Member of The Australian Banking Association.

Chair & Non-Executive Director

Executive Chairman, EMR Capital

Managing Director, Special Projects, HSBC

Co-Founder and CEO Malu Health Group

Joseph Healy

Co-Founder and CEO Malu Health Group

Joseph is a Co-Founder and CEO of Malu Health Group, a purpose-led integrated mental health practice. Malu’s purpose is to improve access to exceptional mental health care and enhance the quality of the client/patient and clinician’s experience.

Before launching Malu in 2025, Joseph held senior executive positions at Judo Bank, NAB, ANZ, Citibank, CIBC World Markets, and Lloyds Bank. In 2016, he co-founded Judo Bank, a bank specialising in the SME economy. Having raised $1.5bn of equity in private markets – including the most significant pre-revenue capital raise in Australian corporate history - the bank grew from a PowerPoint to profitability and a publicly listed company within four years. It is the fastest start-up bank globally to achieve profitability and was named LinkedIn’s #1 place to work in Australia in 2023. It was also ranked in the Top 5 of the Financial Times' Fastest Growing Businesses in Asia-Pacific in 2023. Joseph was the CEO of Judo Bank from 2016 to 2024.

Joseph holds an MSc in Psychology & Neuroscience of Mental Health, an MSc (Finance), an MBA, an MSc in International Management (China), an MA in Contemporary Chinese Studies, and an MBA (Banking), degrees from the School of Oriental and African Studies (SOAS), University of London; London Business School; Institute of Psychiatry, Psychology and Neuroscience, Kings College, London. He was a Fellow of the Chartered Institute of Bankers (Scotland) and a Senior Fellow of FINSIA. He has authored five books: Corporate Governance & Shareholder Value (2003); ‘Breaking the Banks: What Went Wrong with Australian Banking?’ (2019); ‘Chinese Firms Going Global – Can They Succeed?’ (2018); ‘Black Belt – a Masterclass for Start-ups and Entrepreneurs’ (2023); and ‘What Would Adam Smith Think of Modern Australia?’ (2025).

Joseph was a Director of the Football Federation Australia (FFA) from 2009-18 and the Australian Finance Industry Association from 2019-24. He was also an adjunct professor at the University of Queensland from 2015 to 2019. He holds five youth-level international football caps for Scotland.

Interests: the role of banks in allocating credit; the history of China (1850-); the neuroscience of addictions; the epigenetics and psychological causes of depression; the role of psychological stress in cancer; start-up entrepreneurship and the life and works of Adam Smith.